What's in this bundle
4 complete templates, instant download
Each template is a separate .xlsx file. You get all 4 the moment you pay.
Why bundle
Debt & Wealth Bundle
Four tools for the full arc from debt to financial independence.
Getting out of debt, building net worth, reaching a FIRE number, and keeping a portfolio balanced are related goals that work together. This bundle covers the full sequence.
What's in the file:
- Debt Payoff Calculator: enter every debt with its balance, rate, and minimum payment. The calculator runs both snowball and avalanche simultaneously and shows which method saves more interest and how many months each takes.
- Net Worth Tracker: update your account balances once a month. The sheet subtracts liabilities from assets and logs each month's figure into a running 12-month chart. After a year you can see whether assets are growing faster than debts.
- FIRE Calculator: enter current savings, annual contribution, and expected return. The calculator shows how many years until you reach your FIRE number (25× annual expenses), then shows what happens to the timeline if you cut $5k or $10k per year from spending.
- Investment Portfolio Tracker: log every holding across all accounts. The tracker aggregates them, calculates your overall allocation, and shows which positions need to be bought or trimmed to get back to target.
Each template is a separate .xlsx file. All four included in one purchase. Works in Microsoft Excel 2016 and later, plus Google Sheets. No macros. No add-ins.
Buying all four separately would cost $48.96. This bundle is $36.99.
What's inside
Templates covered
- Debt Payoff Calculator: snowball and avalanche comparison, payoff timeline
- Net Worth Tracker: monthly snapshot, 12-month trend, assets vs liabilities
- FIRE Calculator: FIRE number, years to FI, expense-reduction sensitivity
- Investment Portfolio Tracker: asset allocation, drift detection, rebalancing targets
Bundle breakdown
What you get vs. buying separately
Individual total: $110. Bundle price: $60. You save $50.
| TEMPLATE | BEST FOR | PRICE |
|---|---|---|
| Debt Payoff | Debt-free timeline | $12.99 |
| Net Worth | Monthly wealth snapshot | $9.99 |
| FIRE Calculator | FI number + timeline | $12.99 |
| Portfolio | Allocation + rebalance | $12.99 |
Ready to start
Debt & Wealth Bundle
All sales are final, since the file arrives the moment you pay. If it will not open or does not match this page, tell us and we will make it right. Full terms.
All 4 templates, instant download. Works in Excel and Google Sheets. No macros, no subscription.
Microsoft Excel 2016+ Google Sheets
Common questions
FAQ
How do I get the files after buying?
The download link is emailed within a few seconds of payment, no account needed. You get all 4 templates in one zip, each in its own folder with its instructions and printable. The link is good for 30 days and up to 10 downloads; lose it and you can send yourself a fresh one at pay.savvynomics.com/resend.
Can I get a refund?
No. These are digital files that arrive the moment you pay, so a refund would return the money while you keep the spreadsheet. Every product page lists exactly what is in the file, shows the real numbers it produces, and the free calculators run the same maths so you can try before you buy. If a file will not open, or does not do what this page says it does, that is a defect rather than a change of mind: tell us and we will repair it, replace it, or refund it. A person reads every one of those.
Do these work in Google Sheets?
Yes. For each template: in Google Sheets, go to File > Import > Upload the .xlsx file > Create new spreadsheet. Takes under a minute per template and nothing breaks.
Are macros or special software required?
No. Every template uses standard Excel and Google Sheets formulas only. No macros, no scripts, no plugins. If you can open a spreadsheet, you can use these.
Can I also buy the templates individually?
Yes. Every template in this bundle is also sold separately in the Savvynomics shop. The bundle price is lower than buying them one by one.